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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Wednesday, February 22, 2023

February 22, 2023

FedACTion Task Force

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PH Fintech Tracker on Executive Order for Digital Assets

Federal Agencies

U.S. Department of the Treasury

Remarks by Deputy Secretary of the Treasury Wally Adeyemo on International Sanctions Against Russia

February 21, 2023

Deputy Secretary of the Treasury Wally Adeyemo gave remarks on international sanctions against Russia.

OFAC Releases Sanctions Compliance Guidance for Authorized Transactions Related to Earthquake Relief Efforts in Syria

February 21, 2023

The U.S. Department of the Treasury Office of Foreign Assets Control issued guidance on authorized transactions related to earthquake relief efforts in Syria.

Federal Reserve Bank of New York

Blog: How Have Swings in Demand Affected Global Supply Chain Pressures?

February 21, 2023

The Federal Reserve Bank of New York published a Liberty Street Economics blog post entitled, "How Have Swings in Demand Affected Global Supply Chain Pressures?"

Federal Deposit Insurance Corporation

National Rates and Rate Caps – February 2023

February 21, 2023

The Federal Deposit Insurance Corporation updated the National Rates and Rate Caps for February 2023.

State Agencies

New York State Department of Financial Services

DFS Strengthens Departments Ability to Detect Fraud in the Virtual Currency Industry

February 21, 2023

New York State Department of Financial Services Superintendent Adrienne A. Harris announced the Department has enhanced its ability to detect fraud and other illegal activity among New York State-regulated entities engaged in virtual currency activity through new insider trading and market manipulation risk monitoring tools.

International

European Banking Authority

EBA publishes final revised Guidelines on methods for calculating contributions to deposit guarantee schemes

February 21, 2023

The European Banking Authority published its final revised Guidelines on deposit guarantee schemes (DGS) contributions.

UK Financial Conduct Authority

Implementing the Consumer Duty CEO Letters

February 21, 2023

The Financial Conduct Authority sent Dear CEO letters on implementing the Consumer Duty for debt advice portfolios, payment firms, and debt purchasing, debt collecting and debt administration services portfolios.

Administration Changes

Vacancies

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Financial Crimes Enforcement Network

  • Director – Vacant (Himamauli Das serves as Acting Director)

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Reserve Bank of Boston – Susan M. Collins (effective July 1, 2022)

Federal Deposit Insurance Corporation – Martin Gruenberg (effective January 5, 2023)

Office of the Comptroller of the Currency – Michael Hsu (acting Comptroller, effective May 10, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Commodity Futures Trade Commission – Rostin Behnam (effective December 17, 2021)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

National Credit Union Administration – Todd M. Harper (effective January 20, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson (effective June 22, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.