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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Wednesday, August 17, 2022

August 17, 2022

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Major Developments

Federal Reserve Board

Federal Reserve issues guidance for banking organizations considering crypto-related activities

August 16, 2022

The Federal Reserve Board issued a supervisory letter providing additional information for banking organizations engaging or seeking to engage in crypto-asset-related activities.

Federal Agencies

Federal Reserve Board

Paper: Inflation Measured Every Day Keeps Adverse Responses Away: Temporal Aggregation and Monetary Policy Transmission

August 16, 2022

The Federal Reserve Board published a paper entitled, "Inflation Measured Every Day Keeps Adverse Responses Away: Temporal Aggregation and Monetary Policy Transmission."

Paper: LINVER: The Linear Version of FRB/US

August 16, 2022

The Federal Reserve Board published a paper entitled, "LINVER: The Linear Version of FRB/US."

Paper: Federal Reserve Board Statistical Releases: a Publications History

August 16, 2022

The Federal Reserve Board published a paper entitled, "Federal Reserve Board Statistical Releases: a Publications History."

Data: G.17 Industrial Production and Capacity Utilization

August 16, 2022

The Federal Reserve Board released the G.17 Industrial Production and Capacity Utilization data for July 2022.

Federal Reserve Bank of New York

Business Leaders Survey – August 2022

August 16, 2022

The Federal Reserve Bank of New York released the Business Leaders Survey for August 2022.

U.S. Small Business Administration

Report: The Impacts of COVID-19 on Racial Disparities in Small Business Earnings

August 16, 2022

The U.S. Small Business Administration Office of Advocacy published a report entitled, "The Impacts of COVID-19 on Racial Disparities in Small Business Earnings."

Federal Housing Finance Agency

FHFA Proposes 2023-2024 Multifamily Housing Goals for Fannie Mae and Freddie Mac

August 16, 2022

The Federal Housing Finance Agency proposed new benchmark levels for the multifamily housing goals for Fannie Mae and Freddie Mac for 2023 and 2024.

International

Bank of England

Minutes of the Productive Finance Working Group - 15 March 2022

August 16, 2022

The Bank of England released the minutes of the Productive Finance Work Group meeting held March 15, 2022.

UK Financial Conduct Authority

Statement: FCA encourages market participants to continue transition of LIBOR-linked bonds

August 16, 2022

The Financial Conduct Authority issued a statement encouraging issuers and bondholders of outstanding LIBOR-linked bonds to take the necessary action to transition outstanding LIBOR-linked bonds to fair alternative rates.

Statement: IFPR and eligibility for enhanced SM&CR status as a Significant SYSC firm

August 16, 2022

The Financial Conduct Authority issued a statement on the Investment Firm Prudential Regime and eligibility for enhanced Senior Managers & Certification Regime status as a Significant SYSC firm.

Administration Changes

Vacancies

Federal Deposit Insurance Corporation

  • Chair – Vacant (Martin Gruenberg serves as Acting Chair)
  • Vice Chairman – Vacant

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Deposit Insurance Corporation – Martin Gruenberg (Acting Chair, appointed February 5, 2022)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

Commodity Futures Trade Commission – Rostin Behnam (effective December 17, 2021)

Financial Crimes Enforcement Network

National Credit Union Administration – Todd M. Harper

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson, (confirmed May 25, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.