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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Tuesday September 24

September 24, 2024

By Paul Hastings Professional

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Congress

U.S. House of Representatives

Committee on Financial Services

Members of the Committee on Financial Services sent a letter to the Securities and Exchange Commission (“SEC”) Chair requesting the rescission of SEC Staff Accounting Bulletin No. 121 that imposes custodians of digital asset to recognize a liability and hold a corresponding offset on their balance sheets, measured at the fair value of the customer’s digital assets. 

 

Federal Agencies

U.S. Department of the Treasury

Statement by Secretary Yellen on 30th Anniversary of Community Development Financial Institution Fund

September 23, 2024

Secretary of the Treasury Janet L. Yellen issued a statement on the 30th Anniversary of the Community Development Financial Institution Fund.

 

Federal Reserve Board

Working Paper: Arepas are not Tacos: On the Labor Markets of Latin America

September 23, 2024

The Federal Reserve Board published a working paper entitled “Arepas are not Tacos: On the Labor Markets of Latin America.”

 

Federal Reserve Bank of New York

SCE Public Policy Survey – August 2024

September 23, 2024

The Federal Reserve Bank of New York released the findings from the August 2024 SCE Public Policy Survey.

 

Staff Report: Where Do Banks End and NBFIs Begin?

September 23, 2024

The Federal Reserve Bank of New York published a staff report entitled “Where Do Banks End and NBFIs Begin?”

 

Staff Report: The Nonbank Footprint of Banks

September 23, 2024

The Federal Reserve Bank of New York published a staff report entitled “The Nonbank Footprint of Banks.”

 

Blog: Has Treasury Market Liquidity Improved in 2024?

September 23, 2024

The Federal Reserve Bank of New York published a Liberty Street Economics blog post entitled “Has Treasury Market Liquidity Improved in 2024?”

 

International

European Commission

Commission carries out unannounced antitrust inspections in the financial services sector

September 23, 2024

The European Commission is carrying out unannounced antitrust inspections at the premises of companies active in the financial services sector in two Member States.

 

Bank of England Prudential Regulation Authority

Statement: Review of Solvency II – planned PRA publication of final package of rules

September 23, 2024

The Prudential Regulation Authority issued a statement indicating it intends to publish its final package of rules relating to the Solvency II Review in mid-November 2024. 

 

Financial Conduct Authority

OPBAS finds improvements needed amongst anti-money laundering supervisors

September 23, 2024

In its fifth report, the Office for Professional Body Anti-Money Laundering Supervision (OPBAS) has found that while most Professional Body Supervisors (PBS) are complying with money laundering regulations, how they supervise is still not consistently effective. 

 

Senior independent director review into whistleblowing concerns

September 23, 2024

The Financial Conduct Authority board’s senior independent director published a review into concerns over the FCA’s following of whistleblower procedures.

 

Administration Changes

Vacancies

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

 

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

  • Vice Chair Phillip N Jefferson (sworn in September 13, 2023)
  • Vice Chair for Supervision Michael Barr (sworn in July 19, 2022)
  • Governor Michelle W. Bowman (sworn in November 26, 2018)
  • Governor Christopher J. Waller (sworn in December 18, 2020)
  • Governor Lisa D. Cook (sworn in September 13, 2022)
  • Governor Adriana D. Kugler (sworn in September 13, 2023)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Reserve Bank of Boston – Susan M. Collins (effective July 1, 2022)

Federal Deposit Insurance Corporation – Martin Gruenberg (effective January 5, 2023)

  • Chair-Designate Christy Goldsmith Romero (nominated June 13, 2024; nomination hearing July 11, 2024)
  • Vice Chairman Travis Hill (sworn in January 5, 2023)
  • Director Jonathan McKernan (sworn in January 5, 2023)
  • Director Michael Hsu (Acting Comptroller of the Currency)
  • Director Rohit Chopra (Director of Consumer Financial Protection Bureau)

Office of the Comptroller of the Currency – Michael Hsu (acting Comptroller, effective May 10, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Commodity Futures Trading Commission – Rostin Behnam (effective December 17, 2021)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

National Credit Union Administration – Todd M. Harper (effective January 20, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021) (resigned March 11, 2024, effective March 22, 2024)

Federal Housing Finance Agency – Sandra L. Thompson (effective June 22, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

Financial Crimes Enforcement Network – Andrea Gacki (effective July 13, 2023)

 

PH Client Alerts

Click here to read more from our Coronavirus series.

 

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the “CARES Act”), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.