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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Tuesday, October 11, 2022

October 11, 2022

FedACTion Task Force

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Federal Agencies

Federal Reserve Board

Speech: Restoring Price Stability in an Uncertain Economic Environment

October 10, 2022

Federal Reserve Board Vice Chair Lael Brainard gave a speech entitled, "Restoring Price Stability in an Uncertain Economic Environment."

International

European Banking Authority

Banks exposed to downside risks as residential real estate markets get overheated, EBA Report finds

October 10, 2022

The European Banking Authority published a thematic note on EU banks' residential real estate exposures.

Bank of England

Bank of England announces additional measures to support market functioning

October 10, 2022

The Bank of England is announcing additional measures to support an orderly end of its purchase scheme.

Market Notice: Gilt Market Operations

The Bank of England published a market notice

UK Financial Conduct Authority

FCA authorisations update

October 10, 2022

The Financial Conduct Authority published an update on their operating service metrics for authorisation timelines.

Study: Credit Information Market Study

October 10, 2022

The Financial Conduct Authority published the results of a market study entitled, "Credit Information Market Study."

Administration Changes

Vacancies

Federal Deposit Insurance Corporation

  • Chair – Vacant (Martin Gruenberg serves as Acting Chair)
  • Vice Chairman – Travis Hill (nominated September 20, 2022)
  • Member – Jonathan McKernan (nominated September 20, 2022)

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Deposit Insurance Corporation – Martin Gruenberg (Acting Chair, appointed February 5, 2022)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

Commodity Futures Trade Commission – Rostin Behnam (effective December 17, 2021)

Financial Crimes Enforcement Network

National Credit Union Administration – Todd M. Harper

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson, (confirmed May 25, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.