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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Tuesday, April 11, 2023

April 11, 2023

FedACTion Task Force

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PH Fintech Tracker on Executive Order for Digital Assets

Federal Agencies

U.S. Department of the Treasury

Administration and , Treasury Department Announce Over $1.73 Billion to Improve Access to Capital, Financial Services in Underserved Communities

April 10, 2023

Vice President Kamala Harris and Deputy Secretary of the Treasury Wally Adeyemo announced that the U.S. Department of the Treasury's Community Development Financial Institutions Fund has awarded over $1.73 billion in grants to 603 Community Development Financial Institutions across the country through the CDFI Equitable Recovery Program.

Federal Reserve Bank of New York

Survey: Short-Term Inflation Expectations Increase; Credit Access Perceptions and Expectations Deteriorate

April 10, 2023

The Federal Reserve Bank of New York's Center for Microeconomic Data released the March 2023 Survey of Consumer Expectations, which shows that inflation expectations increased at the short-term and medium-term horizons, but decreased slightly at the longer-term horizon.

Blog: The 2022 Spike in Corporate Security Settlement Fails

April 10, 2023

The Federal Reserve Bank of New York published a Liberty Street Economics blog post entitled, "The 2022 Spike in Corporate Security Settlement Fails."

FINRA

Investor Insights: Phishing Scams: Stay Clear of the Bait

April 10, 2023

The Financial Industry Regulatory Authority (FINRA) published an Investor Insights alert entitled, "Phishing Scams: Stay Clear of the Bait."

Technical Notice: FINRA Updates the OTC Equities High Price Dissemination List

April 10, 2023

FINRA published its quarterly OTC Equities High Price Dissemination List for the fourth quarter of 2023.

U.S. Department of Labor

BLS Publishes Jobs Report for March 2023

April 10, 2023

The U.S. Department of Labor Bureau of Labor Statistics released the Employment Situation report for March 2023.

Administration Changes

Vacancies

Board of Governors of the Federal Reserve System

  • Vice Chair – Vacant (Vice Chair Leal Brainard resigned effective on or around February 20, 2023)

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Financial Crimes Enforcement Network

  • Director – Vacant (Himamauli Das serves as Acting Director)

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Reserve Bank of Boston – Susan M. Collins (effective July 1, 2022)

Federal Deposit Insurance Corporation – Martin Gruenberg (effective January 5, 2023)

Office of the Comptroller of the Currency – Michael Hsu (acting Comptroller, effective May 10, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Commodity Futures Trading Commission – Rostin Behnam (effective December 17, 2021)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

National Credit Union Administration – Todd M. Harper (effective January 20, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson (effective June 22, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.