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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Thursday, September 7, 2023

September 07, 2023

FedACTion Task Force

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Congress

U.S. House of Representatives

Committee on Financial Services

Upcoming Hearing: Oversight of the Committee on Foreign Investment in the United States (CFIUS) and Other Efforts to Strengthen National Security in the United States

September 6, 2023

The U.S. House Committee on Financial Services announced a hearing entitled, "Oversight of the Committee on Foreign Investment in the United States (CFIUS) and Other Efforts to Strengthen National Security in the United States."

Date: Wednesday, September 13, 2023

Federal Agencies

Federal Reserve Board

Beige Book – September 2023

September 6, 2023

The Board of Governors of the Federal Reserve System published the Beige Book report for September 2023.

Federal Reserve Bank of New York

Blog: Leader-Follower Dynamics in Shareholder Activism

September 6, 2023

The Federal Reserve Bank of New York published a Liberty Street Economics blog post entitled, "Leader-Follower Dynamics in Shareholder Activism."

Federal Reserve Bank of Boston

Paper: Work-hour volatility by the numbers: How do workers fare in the wake of the pandemic?

September 6, 2023

The Federal Reserve Bank of Boston published a paper entitled, ""Work-hour volatility by the numbers: How do workers fare in the wake of the pandemic?"

Speech: Perspectives on the Economy and Policymaking

September 6, 2023

Federal Reserve Bank of Boston President Susan M. Collins gave remarks at the New England Council entitled, "Perspectives on the Economy and Policymaking."

Securities and Exchange Commission

SEC Approves Funding Amendment to National Market System Plan Governing the Consolidated Audit Trail

September 6, 2023

The Securities and Exchange Commission approved an amendment to the National Market System Plan governing the Consolidated Audit Trail (CAT) (the "CAT NMS Plan") to adopt a revised funding model, called the "Executed Share Model," for the CAT and establish a fee schedule for CAT fees for the self-regulatory organizations that are participants to the CAT NMS Plan in accordance with the Executed Share Model.

Risk Alert: Investment Advisers: Assessing Risks, Scoping Examinations, and Requesting Documents

September 6, 2023

The Securities and Exchange Commission Division of Examinations published a Risk Alert entitled, "Investment Advisers: Assessing Risks, Scoping Examinations, and Requesting Documents."

Bank Policy Institute

Blog: Will a De Facto Tightening of Regulations Cause a Recession and an Early End To QT?

September 6, 2023

The Bank Policy Institute published a blog post entitled, "Will a De Facto Tightening of Regulations Cause a Recession and an Early End To QT?"

International

Digital Markets Act: Commission designates six gatekeepers

September 6, 2023

The European Commission has today designated, for the first time, six gatekeepers - Alphabet, Amazon, Apple, ByteDance, Meta, Microsoft - under the Digital Markets Act. Under the DMA, the European Commission can designate digital platforms as 'gatekeepers' if they provide an important gateway between businesses and consumers in relation to core platform services.

Bank of England

Remarks: The end of the (Libor) world as we know it

September 6, 2023

Bank of England Senior Advisor Arif Merali gave remarks at a Libor transition panel discussion hosted by Deutsche Bank entitled, "The end of the (Libor) world as we know it."

Dr Swati Dhingra's Annual Report for the Treasury Select Committee

September 6, 2023

Bank of England Monetary Policy Committee External Member Dr. Swati Dhingra published an annual report for the Treasury Select Committee hearing held September 6, 2023.

UK Financial Conduct Authority

Guidance: Sanctions systems and controls: firms' response to increased sanctions due to Russia's invasion of Ukraine

September 6, 2023

The Financial Conduct Authority published good and poor practice guidance on firms' response to increased sanctions due to Russia's invasion of Ukraine.

Speech: Calibrating controls to build confident markets

September 6, 2023

Financial Conduct Authority Executive Director of Markets and International Sarah Pritchard gave a speech at the Financial Crime Summit 2023 entitled, "Calibrating controls to build confident markets."

Administration Changes

Vacancies

Board of Governors of the Federal Reserve System

  • Vice Chair – Vacant (Vice Chair Leal Brainard resigned effective on or around February 20, 2023)

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

  • Vice Chair Phillip N Jefferson (nominated May 12, 2023)
  • Vice Chair for Supervision Michael Barr (sworn in July 19, 2022)
  • Governor Michelle W. Bowman (sworn in November 26, 2018)
  • Governor Christopher J. Waller (sworn in December 18, 2020)
  • Governor Lisa D. Cook (sworn in May 23, 2022)
  • Governor Adriana Kugler (nominated May 12, 2023)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Reserve Bank of Boston – Susan M. Collins (effective July 1, 2022)

Federal Deposit Insurance Corporation – Martin Gruenberg (effective January 5, 2023)

  • Vice Chairman Travis Hill (sworn in January 5, 2023)
  • Director Jonathan McKernan (sworn in January 5, 2023)
  • Director Michael Hsu (Acting Comptroller of the Currency)
  • Director Rohit Chopra (Director of Consumer Financial Protection Bureau)

Office of the Comptroller of the Currency – Michael Hsu (acting Comptroller, effective May 10, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Commodity Futures Trading Commission – Rostin Behnam (effective December 17, 2021)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

National Credit Union Administration – Todd M. Harper (effective January 20, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson (effective June 22, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

Financial Crimes Enforcement Network – Andrea Gacki (effective July 13, 2023)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.