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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Thursday, May 4, 2023

May 04, 2023

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Major Developments

Federal Reserve Board

Federal Reserve issues FOMC statement

May 3, 2023

The Board of Governors of the Federal Reserve System (Federal Reserve) Federal Open Market Committee issued a statement raising the target range for the Federal funds rate to 5 to 5-1/4 percent.

Federal Agencies

U.S. Department of the Treasury

Report to the Secretary of the Treasury from the Treasury Borrowing Advisory Committee

May 3, 2023

The Treasury Borrowing Advisory Committee held a meeting on May 2, 2023, and issued a report to Secretary of the Treasury Janet L. Yellen.

Quarterly Refunding Statement of Assistant Secretary for Financial Markets Josh Frost

May 3, 2023

The U.S. Department of the Treasury is offering $96 billion of Treasury securities to refund approximately $75.2 billion of privately-held Treasury notes maturing on May 15, 2023.

Statement by Secretary Yellen on Election of Ajay Banga as World Bank President

May 3, 2023

Secretary of the Treasury Janet L. Yellen issued a statement on the election of Ajay Banga as World Bank President.

Remarks by Assistant Secretary for Financial Institutions Graham Steele on Community Finance Policy and Building a More Equitable Economy at Inclusiv's 2023 Conference

May 3, 2023

Assistant Secretary for Financial Institutions Graham Steele delivered remarks at Inclusiv's 2023 Conference in Memphis, Tennessee on the Treasury Department's approach to community finance policy and efforts to build a more equitable economy.

Statement by Ambassador Chantale Wong, U.S. Executive Director to the Asian Development Bank, on the Launch of the Innovative Finance Facility for Climate in Asia and the Pacific

May 2, 2023

Ambassador Chantele Wong, U.S. Executive Director to the Asian Development Bank, issued a statement on the launch of the Innovative Finance Facility for Climate in Asia and the Pacific.

Securities and Exchange Commission

SEC Adopts Amendments to Modernize Share Repurchase Disclosure

May 3, 2023

The SEC today adopted amendments to modernize the disclosure requirements relating to repurchases of an issuer's equity securities, including requiring issuers to provide daily repurchase activity on a quarterly or semi-annual basis, depending on the type of issuer.

SEC Adopts Amendments to Enhance Private Fund Reporting

May 3, 2023

The Securities and Exchange Commission (SEC) adopted amendments to Form PF, the confidential reporting form for certain SEC-registered investment advisers to private funds.

National Credit Union Administration

NCUA Chairman Todd M. Harper Remarks at the 2023 Inclusiv 2023 Annual Conference "Where Do We Go from Here? Economic Justice and Credit Unions"

May 2, 2023

National Credit Union Administration Chairman Todd M. Harper spoke before the audience of Inclusiv's 2023 Annual Conference in Memphis, Tennessee.

Bank Policy Institute

CFPB Credit Card Late Fee Proposal Deficient on Facts, Risks Higher Costs for All Americans

May 3, 2023

The Bank Policy Institute commented on the Consumer Financial Protection Bureau's proposal to impose new limits on the amount banks are allowed to charge for credit card late fees.

Blog: How Did Regulatory Tailoring Affect SVB's Capital Requirements?

May 3, 2023

The Bank Policy Institute published a blog post entitled, "How Did Regulatory Tailoring Affect SVB's Capital Requirements?"

International

European Commission

InvestEU: EIF and BBVA sign €200 million guarantee agreement to support startups with innovative and sustainable investment plans

May 3, 2023

The European Investment Fund (EIF) and BBVA concluded an agreement under the InvestEU guarantee programme whereby the EIF will grant a €200 million guarantee to enable BBVA Spark (BBVA's specialised startup initiative) to strengthen its support for startups, helping them with their expansion plans.

UK Financial Conduct Authority

Improvements to equity secondary markets

May 3, 2023

The Financial Conduct Authority (FCA) introduced changes to improve how equity secondary markets operate.

FCA proposes to simplify rules to help encourage companies to list in the UK

May 3, 2023

The FCA has proposed to reform and streamline the listing rules in the UK to help attract a wider range of companies, encourage competition and improve choice for investors.

Administration Changes

Vacancies

Board of Governors of the Federal Reserve System

  • Vice Chair – Vacant (Vice Chair Leal Brainard resigned effective on or around February 20, 2023)

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Financial Crimes Enforcement Network

  • Director – Vacant (Himamauli Das serves as Acting Director)

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Reserve Bank of Boston – Susan M. Collins (effective July 1, 2022)

Federal Deposit Insurance Corporation – Martin Gruenberg (effective January 5, 2023)

Office of the Comptroller of the Currency – Michael Hsu (acting Comptroller, effective May 10, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Commodity Futures Trading Commission – Rostin Behnam (effective December 17, 2021)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

National Credit Union Administration – Todd M. Harper (effective January 20, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson (effective June 22, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.