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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Thursday, August 17, 2023

August 17, 2023

FedACTion Task Force

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Federal Agencies

U.S. Department of the Treasury

Treasury Sanctions Entities Tied to Arms Deals Between North Korea and Russia

August 16, 2023

The U.S. Department of the Treasury's Office of Foreign Assets Control imposed sanctions on three entities tied to a sanctions evasion network attempting to support arms deals between Russia and the Democratic People's Republic of Korea.

Federal Reserve Board

Minutes of the Federal Open Market Committee, July 25-26, 2023

August 16, 2023

The Federal Reserve released the minutes of the Federal Open Market Committee meeting held on July 25-26, 2023.

Working Paper: Exchange Rate Elasticities of International Tourism and the Role of Dominant Currency Pricing

August 16, 2023

The Federal Reserve Board published a working paper entitled, "Exchange Rate Elasticities of International Tourism and the Role of Dominant Currency Pricing."

Federal Reserve Bank of New York

Business Leaders Survey – August 2023

August 16, 2023

The Federal Reserve Bank of New York released the August 2023 Business Leaders Survey and Supplemental Survey Report.

Blog: What Makes Cryptocurrencies Different?

August 16, 2023

The Federal Reserve Bank of New York published a Liberty Street Economics blog post entitled, "What Makes Cryptocurrencies Different?"

Conference of State Bank Supervisors

Blog: NMLS At 15 Years: How the SAFE Act Transformed a Market

August 15, 2023

President and CEO of The Conference of State Bank Supervisors Jim Cooper published a blog post entitled, "NMLS At 15 Years: How the SAFE Act Transformed a Market."

U.S. Department of Housing and Urban Development/Federal Housing Administration

HUD Announces Waiver Package to Help Hawaii Communities Recover from Fires

August 16, 2023

The U.S. Department of Housing and Urban Development (HUD) announced a package of regulatory and administrative waivers to allow the use HUD funding to help communities in Maui and the Island of Hawaiiaccelerate their recovery from the wildfires.

Federal Housing Finance Agency

Working Paper: When Climate Meets Real Estate: A Survey of the Literature

August 16, 2023

The Federal Housing Finance Agency published a working paper entitled, "When Climate Meets Real Estate: A Survey of the Literature."

Administration Changes

Vacancies

Board of Governors of the Federal Reserve System

  • Vice Chair – Vacant (Vice Chair Leal Brainard resigned effective on or around February 20, 2023)

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

  • Vice Chair Phillip N Jefferson (nominated May 12, 2023)
  • Vice Chair for Supervision Michael Barr (sworn in July 19, 2022)
  • Governor Michelle W. Bowman (sworn in November 26, 2018)
  • Governor Christopher J. Waller (sworn in December 18, 2020)
  • Governor Lisa D. Cook (sworn in May 23, 2022)
  • Governor Adriana Kugler (nominated May 12, 2023)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Reserve Bank of Boston – Susan M. Collins (effective July 1, 2022)

Federal Deposit Insurance Corporation – Martin Gruenberg (effective January 5, 2023)

  • Vice Chairman Travis Hill (sworn in January 5, 2023)
  • Director Jonathan McKernan (sworn in January 5, 2023)
  • Director Michael Hsu (Acting Comptroller of the Currency)
  • Director Rohit Chopra (Director of Consumer Financial Protection Bureau)

Office of the Comptroller of the Currency – Michael Hsu (acting Comptroller, effective May 10, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Commodity Futures Trading Commission – Rostin Behnam (effective December 17, 2021)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

National Credit Union Administration – Todd M. Harper (effective January 20, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson (effective June 22, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

Financial Crimes Enforcement Network – Andrea Gacki (effective July 13, 2023)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.