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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Saturday, April 16, 2022

April 16, 2022

FedACTion Task Force

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Federal Agencies

Federal Reserve Board

Industrial Production and Capacity Utilization - G.17

April 15, 2022

The Federal Reserve Board published its March Industrial Production and Capacity Utilization data release.

Federal Reserve Bank of New York

Report: Unintended Consequences of "Mandatory" Flood Insurance

April 15, 2022

The Federal Reserve Bank of New York staff published a report entitled, "Unintended Consequences of "Mandatory" Flood Insurance."

Report: Macroeconomic Drivers and the Pricing of Uncertainty, Inflation, and Bonds

April 15, 2022

The Federal Reserve Bank of New York staff published a report entitled, "Macroeconomic Drivers and the Pricing of Uncertainty, Inflation, and Bonds."

Securities and Exchange Commission

Statement Regarding SPAC Matter

April 15, 2022

U.S. Securities and Exchange (SEC) Commissioner Hester M. Peirce issued a statement regarding the SEC's recent treatment of SPACs.

Consumer Financial Protection Bureau

Fair Debt Collection Practices Act Annual Report 2022

April 15, 2022

The Consumer Financial Protection Bureau released its 2022 Fair Debt Collection Practices Act Annual Report.

Fannie Mae

Fannie Mae Announces Publication of National Home Price Index

April 15, 2022

Fannie Mae announced the publication of the Fannie Mae Home Price Index, a national, repeat-transaction home price index measuring the average, quarterly price change for all single-family properties in the United States, excluding condos.

Administration Changes

Vacancies

Federal Reserve Board

  • Vice Chair for Supervision – Vacant
  • Governor – Lisa Cook nominated January 14, 2022
    (nomination hearing held on February 3, 2022; tied-committee vote March 16, 2022 full Senate vote to consider nomination March 29, 2022)
  • Governor – Phillip Jefferson, nominated January 14, 2022
    (nomination hearing held on February 3, 2022); committee approval March 16, 2022)

Federal Deposit Insurance Corporation

  • Chair – Vacant (Martin Gruenberg serves as Acting Chair)
  • Vice Chairman – Vacant

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Commodity Futures Commission

  • Three (3) Commissioner Vacancies

Appointments/Confirmation Hearings

U.S. Department of the Treasury - Janet Yellen (effective January 26, 2021)

Federal Reserve Board

Federal Reserve Bank of New York

Consumer Financial Protection Bureau - Rohit Chopra (effective October 12, 2021)

Securities and Exchange Commission - Gary Gensler (effective April 17, 2021)

Small Business Administration - Isabella Casillas Guzman (effective March 16, 2021)

Commodity Futures Trade Commission – Rostin Behnam (effective December 17, 2021)

Financial Crimes Enforcement Network

National Credit Union Administration - Todd M. Harper

U.S. Department of Housing and Urban Development - Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson

U.S. Department of Education - Dr. Miguel Cardona (effective March 2, 2021)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.