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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Friday, June 10, 2022

June 10, 2022

FedACTion Task Force

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PH Fintech Tracker on Executive Order for Digital Assets

Congress

U.S. Senate

Committee on Banking, Housing, and Urban Affairs

Committee Advances Fed and SEC Nominees

June 8, 2022

The U.S. Senate Committee on Banking, Housing, and Urban Affairs, held an executive session to vote on the nominations of: The Honorable Michael S. Barr for Vice Chairman for Supervision of the Federal Reserve, and Mr. Jaime E. Lizárraga and Mr. Mark T. Uyeda to be members of the Securities and Exchange Commission. The Honorable Michael S. Barr was advanced by a vote of 17-7. Mr. Jaime Lizarraga and Mr. Mark Uyeda were advanced on a voice vote.

Federal Agencies

Federal Deposit Insurance Corporation

Paper: Did Minority Applicants Experience Worse Lending Outcomes in the Mortgage Market? A Study Using 2020 Expanded HMDA Data

June 9, 2022

The Federal Deposit Insurance Corporation published a working paper entitled, "Did Minority Applicants Experience Worse Lending Outcomes in the Mortgage Market? A Study Using 2020 Expanded HMDA Data."

Office of the Comptroller of the Currency

Remarks: Acting Comptroller Discusses Importance of CDFIs, MDIs

June 9, 2022

Acting Comptroller of the Currency Michael J. Hsu discussed the importance of community development financial institutions and minority depository institutions at the 2022 Community Development Bankers Association Peer Forum.

Securities and Exchange Commission

Remarks at Meeting of the SEC Investor Advisory Committee

June 9, 2022

Securities and Exchange Commissioner Gary Gensler and Commissioner Hester M. Peirce gave remarks at the meeting of the Investor Advisory Committee.

SEC Reopens Comment Period for Proposed Rule on Recovery of Erroneously Awarded Compensation

June 8, 2022

The Securities and Exchange Commission reopened the comment period on proposed rules for listing standards for recovery of erroneously awarded compensation, and the staff of the Commission released a memo that contains additional analyses and data that has the potential to be informative for evaluating the proposals.

Statement: The Critical Importance of the General Standard of Auditor Independence and an Ethical Culture for the Accounting Profession

June 8, 2022

Securities and Exchange Commission Acting Chief Accountant Paul Munter issued a statement entitled, "The Critical Importance of the General Standard of Auditor Independence and an Ethical Culture for the Accounting Profession."

Consumer Financial Protection Bureau

CFPB Launches Inquiry into Practices that Leave Workers Indebted to Employers

June 9, 2022

The Consumer Financial Protection Bureau launched an inquiry into practices and financial products that may leave employees indebted to their employers.

International

Bank of England

Minutes of the Meeting of the Court of Directors held on 6 April 2022

June 9, 2022

The Bank of England released the minutes of the meeting of the Court of Directors held on 6 April 2022.

Consultation Paper: Derivatives clearing obligation – modifications to reflect USD interest rate benchmark reform: Amendments to BTS 2015/2205

June 9, 2022

The Bank of England published a consultation paper entitled, "Derivatives clearing obligation – modifications to reflect USD interest rate benchmark reform: Amendments to BTS 2015/2205."

UK Financial Conduct Authority

FCA appoints members for new Secondary Markets Advisory Committee

June 9, 2022

The Financial Conduct Authority appointed members to the new Secondary Markets Advisory Committee.

Administration Changes

Vacancies

Federal Reserve Board

  • Vice Chair for Supervision – Michael S. Barr nominated April 15, 2022 (Nomination Hearing held on May 19, 2022; committee approval on June 8, 2022; pending full Senate vote.)

Federal Deposit Insurance Corporation

  • Chair – Vacant (Martin Gruenberg serves as Acting Chair)
  • Vice Chairman – Vacant

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

Commodity Futures Commission

  • Three (3) Commissioner Vacancies

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Deposit Insurance Corporation – Martin Gruenberg (Acting Chair, appointed February 5, 2022)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

Commodity Futures Trade Commission – Rostin Behnam (effective December 17, 2021)

Financial Crimes Enforcement Network

National Credit Union Administration – Todd M. Harper

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021)

Federal Housing Finance Agency – Sandra L. Thompson, (confirmed May 25, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

PH Client Alerts

Click here to read more from our Coronavirus series.

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the "CARES Act"), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.