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Benefits Bulletin

Health Savings Account (HSA) Limits for 2018

December 26, 2017

Benefits Team

The contribution limits have increased for 2018. If you are enrolled in the U.S. Health Plan, you are eligible to contribute to the Health Savings Account (HSA), administered through WageWorks. Your contributions are pre-tax and your unused funds roll over from year to year. You can increase, decrease or cease your election anytime during the year.  Any changes are divided by the remaining paychecks during the year.

If you want to make an election or change for 2018, you must wait until after December 26th.  Any elections made in WageWorks prior to December 26th will be deducted from the current year.

You can save your account to pay for qualified medical, prescription, dental and vision expenses during retirement or use it now to pay for those expenses.

2018 Limits

  • $3,450 Employee Only

  • $6,900 Employee + Dependents

  • And $1,000 if you will be at least age 55 or over by December 31, 2018

Eligibility

  • Enrolled in the U.S. Health Plan

  • Not enrolled in another health plan (for example, our spouse’s employer’s plan)

  • Not enrolled in Medicare

  • Not claimed as dependent on someone else’s tax return

If you are a new hire and had an HSA account with your previous employer you can enroll as long as your election with the Firm does not exceed the HSA limits.

Keep your receipts!  You may be audited by the IRS or if you are saving your funds, there is no time limit on submitting past receipts for reimbursement.

For further information regarding Eligible HSA expenses click here.

To enroll go to the WageWorks website.

Please email any questions to Benefits-Firmwide.