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PH FedACTion: Financial Regulatory Updates

Daily Financial Regulation Update -- Wednesday June 26, 2024

June 26, 2024

By Paul Hastings Professional

PH FedACTion: Financial Regulatory Updates

Wednesday June 26, 2024

 

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Federal Agencies

Federal Reserve Board

Working Paper: Sexual Orientation and Financial Well-Being in the United States

June 25, 2024

The Federal Reserve Board published a working paper entitled, “Sexual Orientation and Financial Well-Being in the United States.”

 

Speech: Moving Toward Better Balance and Implications for Monetary Policy

June 25, 2024

Federal Reserve Board Governor Lisa D. Cook gave a speech entitled, “Moving Toward Better Balance and Implications for Monetary Policy,” at the Economic Club of New York.

 

Speech: Perspectives on U.S. Monetary Policy and Bank Capital Reform

June 25, 2024

Federal Reserve Board Governor Michelle W. Bowman gave a speech entitled, “Perspectives on U.S. Monetary Policy and Bank Capital Reform,” at Policy Exchange in London, England.

 

Opening Remarks at Midwest Cyber Workshop

June 25, 2024

Federal Reserve Board Governor Michelle W. Bowman gave opening remarks at the Midwest Cyber Workshop hosted by the Federal Reserve Banks of St. Louis, Chicago, and Kansas City, St. Louis, Missouri.

 

Office of the Comptroller of the Currency

OCC Reports First Quarter 2024 Bank Trading Revenue

June 25, 2024

The Office of the Comptroller of the Currency reported cumulative trading revenue of U.S. commercial banks and savings associations of $15.6 billion in the first quarter of 2024. 

 

Commodity Futures Trading Commission

CFTC Approves Final Capital Comparability Determinations for Certain Non-U.S. Nonbank Swap Dealers

June 25, 2024

The Commodity Futures Trading Commission (“CFTC”) announced it has approved four comparability determinations and related comparability orders granting conditional substituted compliance in connection with the CFTC’s capital and financial reporting requirements to certain CFTC-registered nonbank swap dealers organized and domiciled in Japan, Mexico, the European Union (France and Germany), or the United Kingdom.

 

Consumer Financial Protection Bureau

CFPB Extends Compliance Dates for Small Business Lending Rule

June 25, 2024

The Consumer Financial Protection Bureau issued an interim final rule to extend compliance deadlines for the small business lending rule.

 

National Credit Union Administration

NCUA Releases Annual Cybersecurity and Credit Union System Resilience Report

June 25, 2024

The National Credit Union Administration released today its annual Cybersecurity and Credit Union System Resilience Report

 

Freddie Mac

Freddie Mac Issues Monthly Volume Summary for May 2024

June 25, 2024

Freddie Mac posted to its website its Monthly Volume Summary for May 2024, which provides information on Freddie Mac’s mortgage-related portfolios, securities issuance, risk management, delinquencies, debt activities and other investments.

 

Administration Changes

Vacancies

Office of the Comptroller of the Currency

  • Comptroller – Vacant (Michael Hsu serves as Acting Comptroller)

 

Appointments/Confirmation Hearings

U.S. Department of the Treasury – Janet Yellen (effective January 26, 2021)

Federal Reserve Board – Jerome H. Powell (effective May 23, 2022)

  • Vice Chair Phillip N Jefferson (sworn in September 13, 2023)
  • Vice Chair for Supervision Michael Barr (sworn in July 19, 2022)
  • Governor Michelle W. Bowman (sworn in November 26, 2018)
  • Governor Christopher J. Waller (sworn in December 18, 2020)
  • Governor Lisa D. Cook (sworn in September 13, 2022)
  • Governor Adriana D. Kugler (sworn in September 13, 2023)

Federal Reserve Bank of New York – John C. Williams (effective June 18, 2018)

Federal Reserve Bank of Boston – Susan M. Collins (effective July 1, 2022)

Federal Deposit Insurance Corporation – Martin Gruenberg (effective January 5, 2023)

  • Chair Designate:  Christy Goldsmith Romero
  • Vice Chairman Travis Hill (sworn in January 5, 2023)
  • Director Jonathan McKernan (sworn in January 5, 2023)
  • Director Michael Hsu (Acting Comptroller of the Currency)
  • Director Rohit Chopra (Director of Consumer Financial Protection Bureau)

Office of the Comptroller of the Currency – Michael Hsu (acting Comptroller, effective May 10, 2021)

Securities and Exchange Commission – Gary Gensler (effective April 17, 2021)

Commodity Futures Trading Commission – Rostin Behnam (effective December 17, 2021)

Consumer Financial Protection Bureau – Rohit Chopra (effective October 12, 2021)

National Credit Union Administration – Todd M. Harper (effective January 20, 2021)

Small Business Administration – Isabella Casillas Guzman (effective March 16, 2021)

U.S. Department of Housing and Urban Development – Marcia Fudge (effective March 10, 2021) (resigned March 11, 2024, effective March 22, 2024)

Federal Housing Finance Agency – Sandra L. Thompson (effective June 22, 2022)

U.S. Department of Education – Dr. Miguel Cardona (effective March 2, 2021)

Financial Crimes Enforcement Network – Andrea Gacki (effective July 13, 2023)

 

PH Client Alerts

Click here to read more from our Coronavirus series.

 

Legislation/Legislative Updates

Click here to view the full text of the Coronavirus Aid, Relief and Economic Security Act (the “CARES Act”), Enacted March 27, 2020.

Click here to view the full text of the Paycheck Protection Program Increase Act of 2020, Enacted April 24, 2020.

Click here to view the full text of the Paycheck Protection Program Flexibility Act of 2020, Enacted June 5, 2020.

Click here to view the full text of the Consolidated Appropriations Act, 2021, Enacted December 27, 2020.

Click here to view the full text of the American Rescue Plan of 2021, Enacted March 11, 2021.

Click here to view the full text of the PPP Extension Act of 2021, Enacted March 30, 2021.

Click here to view a running list of proposed legislation from the Senate Committee on Banking, Housing, and Urban Affairs, Senate Committee on Small Business and Entrepreneurship, House Committee on Financial Services, and House Committee on Small Business.